Quick and Flexible Stated Income Commercial Real Estate Loans

Stated income commercial real estate loans are one alternative to traditional loans for a new real estate project or improve on an existing property. These types of loans are more concerned with the potential value of a piece of real estate rather than the borrower’s financial situation.

Commercial Loan Advantages

There are a number of advantages to financing a property with a commercial real estate loan.

  • The borrower does not have to have good credit as long as he or she has a potentially valuable property
  • Fewer documents are required to qualify
  • The approval process is quicker than traditional loans
  • A good way to build credit and improve damaged credit

Though these are not the ideal loans for properties in areas with a low population density, it is useful for many businesses in urban areas. The application process is quite streamlined and simple. In addition, commercial real estate loans let the value of a property stand alone rather than taking into account the borrower’s financial past.

Loan Parameters

Our financial partners offer loans of up to $500,000 with repayment terms of up to 25 years and accept applications for loans on almost all types of commercial property, including offices, restaurants, apartment buildings, warehouses and other businesses.

Terms may vary slightly depending on the size of the property, so contact us to determine the terms that are right for your business.